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Microsoft Copilot Pricing 2026

by Microsoft · Pricing last verified 2026-07-17 🟢 공식 확인

Official pricing ↗

Plans

Starting at

Free

Max plan

$21/mo

API

No API

💾

Microsoft Copilot (copilot.microsoft.com) is separate from GitHub Copilot. Copilot Business regular price is $21/user/month; Microsoft extended the $18 annual-commitment promotion through 2026-12-31.

Official sources:pricing ↗

Best for

microsoft-integrationoffice-365🌐 General Purpose

Limitations:less capable than ChatGPT/Claude for standalone use

Plans & Pricing

Free

Casual Microsoft ecosystem users

Free

chat: Unlimited (basic)gpt access: GPT-4o (limited)image gen: Limited (Designer)m365 integration: Basic

Microsoft 365 Personal + Copilot

Individuals who want AI in Microsoft 365 apps + 1TB storage

$9.99/mo

$8.33/mo billed annually

apps: Word, Excel, PowerPoint, Outlook, OneNoteai features: Copilot in M365 appsdevices: 1 user

💾

Storage included

1TB OneDrive

Microsoft 365 Copilot Business

SMBs wanting AI across the full Microsoft 365 suite

$21/mo

apps: Full Microsoft 365 Business suiteai features: Copilot in all M365 apps, Teams, Outlooksecurity: Enterprise-grade securitynote: Separate qualifying Microsoft 365 business license required; up to 300 users

$18/user/month promotional price with annual commitment through 2026-12-31; regular price $21

Frequently asked questions

Is Microsoft Copilot free?

Yes, Microsoft Copilot has a free plan. Casual Microsoft ecosystem users

How much does Microsoft Copilot cost?

Microsoft Copilot offers 3 plans: Free at Free, Microsoft 365 Personal + Copilot at $9.99/mo, Microsoft 365 Copilot Business at $21/mo.

Is Microsoft Copilot worth it in 2026?

Microsoft Copilot is particularly strong for: microsoft-integration, office-365, general. At $9.99/month, it's best suited for specific use cases. Use the optimizer to see if it fits your workflow.

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Pricing last verified 2026-07-17. Official pricing recheck completed for all 14 stale services on 2026-07-17: 13 from parsed official pages and Grok from user direct observation of xAI's official pricing page. Source grades: A=official pricing page, B=official blog/SNS, C=direct observation, D=community report.